Build any financial product imaginable

Make it simple with our smart multibanking solution. It gives you a single point of access to all your bank accounts, making it faster to make your payments. But that’s not all: it reduces complexity and maximizes convenience by optimizing balancing between accounts and thus minimizing costs.

Become a payment service provider with our white-label PSP solution. You’ll have a full solution that uses your branding up and running in no time. You get to decide what pricing, payment products, reporting or dashboard you want to offer.
Already have a PSP platform, but your customers want new functionality asap? We can help here too!

Omnichannel payment processing is about providing an integrated shopping experience across all your channels: brick-and-mortar store, eCommerce site, mobile app...
Customers are likely to start their shopping journey on one channel and finish it on another. They expect the same purchase experience across all channels.
Ginger’s Omnichannel Payment processing is not just for the convenience of your clients, it’s for your convenience too. How about having a single overview of all your sales, chargebacks, refunds and more?

Migration to a different financial platform can provide clear benefits. Better approval ratios, improved reporting, global payment acceptance and enhanced security are just some of them.
If you’re not switching gateways such a migration can be easy. But if you are, it can be a huge challenge. The risk to your business continuity may seem too great. Or you may not have the time or experience.
Ginger can help you migrate without impacting your business and therefore your customers.

You may need to connect to multiple gateways and payment APIs. To improve transaction processing or process international payments, for instance.
With Ginger it’s easy to connect and maintain integrations to gateways and payment APIs. Add new gateways and integrations fast.

Frictionless payment experiences for your customers will increase your conversion rate. One cause of friction is declined payments.
Accept shoppers from anywhere in the world and ensure their payments are accepted with Ginger’s intelligent payment routing. Transactions are sent to the bank most likely to approve them.

Sales transactions are often settled in batches of files. Deposits to your bank account will be a mix of funds from different sales days and that's because of the differences between the settlement of the payment methods. Ginger can batch your payments in any way that suits your purposes... It gives you better insight into sales, refunds, chargebacks etc. and will help reduce your banking costs.

Make your application secure by ensuring it never contains raw credit card numbers. Tokenization replaces credit card numbers with a randomly generated code or token that hackers can’t use. Tokens can’t be reverse engineered to reveal the card number either.
Alongside being safer, tokenization reduces the number of audit items, saving you time and money.

Large companies often have numerous legacy systems and data flows. This makes it almost impossible to get a complete overview.
Transaction streaming is all about extracting the data and creating a clear overview of your transactions in one central location. This makes it possible for you to make fact-based decisions for your company.